Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis. We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in the decision making process.
Auto Loan Early Payoff, Auto Rebate vs. Low Interest Financing, Auto Refinance Interest Savings, Car Loan Calculator, Dealer Financing vs. Credit Union Financing, Home Equity Loan vs. Auto loan, Lease vs. Buy
Breakeven Analysis, Cash Flow Calculator, Commercial Loan Calculator, Equipment Buy vs. Lease, Financial Ratios, Like Kind Exchange, Profit Margin Calculator, Working Capital Needs
Accelerated Debt Payoff, Credit Card Pay Off, Home Equity Debt Consolidation, Personal Debt Consolidation, Roll-Down Your Credit Card Debt!, Student Loan Consolidation and Debt Payoff
Comprehensive Life Insurance Analysis, Disability Insurance, Health Savings Account (HSA) Contribution Calculator, Life Insurance Calculator, Long Term Care Calculator, Variable Annuity Calculator
Asset Allocation Calculator, Future Value Calculator, Investment Goal, Investment Loan, Investment Property Calculator, Investment Questionnaire - Cash, Fixed Income and Equities, Investment Returns, Investment Savings and Distributions, Lump Sum Annual Return Calculator, Lump Sum Present Value Calculator, Municipal Bond Tax Equivalent Yield, Present Value Calculator, Stock Option Calculator, Taxable vs. Tax Deferred vs. Tax Free Investment
Alternative Payment Frequencies, Amortizing Loan Calculator, Debt Consolidation Calculator, Existing Loan Calculator, Home Equity Line of Credit Calculator, Line of Credit Payoff, Loan Comparison Calculator
Adjustable Rate Mortgage Calculator, Bi-weekly Payment Calculator, Mortgage Comparison: 15 Years vs. 30 Years, Mortgage Loan Calculator, Mortgage Required Income, Mortgage Tax Savings Calculator, Refinance Interest Savings, Rent vs. Buy
Basic Financial Calculator, Credit Assessment, Home Budget Analysis, Life Expectancy, Net Worth, Should my spouse work?, Student Budget
401(k) Calculator, 401(k) Spend It or Save It Calculator, How long will my retirement savings last?, Required Minimum Distribution (RMD) for Current Year, Retirement Account Contribution Accelerator, Retirement Nestegg Calculator, Retirement Pension Planner, Retirement Shortfall, Roth IRA Conversion, Roth IRA Conversion with Distributions, Roth IRA vs. Traditional IRA, Social Security Benefits, Traditional IRA Calculator
Benefit of Spending Less, Certificate of Deposit Calculator, College Savings, Compare Savings Rates, Compound Savings Calculator, Cool Million, Credit Union Certificate Calculator, Credit Union Certificate Ladder Calculator, Don't Delay Your Savings!, Emergency Savings Calculator, Lunch Savings, Savings Goals, Vice Savings
Earned Income Credit (EIC) Calculator, Estate Tax Planning, Hourly Paycheck Calculator, Net to Gross Paycheck Calculator, Payroll Deductions Calculator, U.S. 1040EZ Tax Form Calculator
Find out how many and what price you must sell your product at to make a profit.
Cash Flow Calculator
Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Commercial Loan Calculator
Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
Equipment Buy vs. Lease
Should you lease your equipment or finance it? Find out with this calculator!
This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Like Kind Exchange
This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.
Profit Margin Calculator
This calculator can help you determine the selling price for your products to achieve a desired profit margin.
Working Capital Needs
Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
Accelerated Debt Payoff
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Credit Card Pay Off
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Home Equity Debt Consolidation
This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.
Personal Debt Consolidation
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
Roll-Down Your Credit Card Debt!
The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.
Student Loan Consolidation and Debt Payoff
The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.
Comprehensive Life Insurance Analysis
How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.
Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.
Health Savings Account (HSA) Contribution Calculator
This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
Life Insurance Calculator
Find out how much life insurance you really need!
Long Term Care Calculator
Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.
Variable Annuity Calculator
How can a variable annuity help you save for retirement? Use this calculator to find out.
Asset Allocation Calculator
Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Future Value Calculator
Use this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits.
Use this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short.
This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
Investment Property Calculator
An investment property can be an excellent investment. This calculator is designed to examine the potential return you might receive from an investment property.
Investment Questionnaire - Cash, Fixed Income and Equities
This questionnaire is designed to help you create a balanced portfolio of the three basic investment classes: Cash, Fixed Income and Equities.
There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
Investment Savings and Distributions
Use this calculator to see how long your investment savings can last once you begin taking distributions.
Lump Sum Annual Return Calculator
Use this calculator to determine the annual rate of return of known lump sum starting and ending amount.
Lump Sum Present Value Calculator
Use this calculator to determine the present value of a future lump sum.
Municipal Bond Tax Equivalent Yield
Income generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond.
Present Value Calculator
Use this calculator to determine the present value of a known final future value plus a stream of deposits.
Stock Option Calculator
Use this calculator to determine the value of your stock options for the next one to twenty five years.
Taxable vs. Tax Deferred vs. Tax Free Investment
This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.
Adjustable Rate Mortgage Calculator
This calculator helps you to determine what your adjustable mortgage payments will be.
Bi-weekly Payment Calculator
Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.
Mortgage Comparison: 15 Years vs. 30 Years
Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
Mortgage Loan Calculator
Use this calculator to determine your monthly payment and amortization schedule.
Mortgage Required Income
Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.
Mortgage Tax Savings Calculator
Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.
Refinance Interest Savings
Use this calculator to see how much interest you can save by refinancing your mortgage!
Rent vs. Buy
Are you better off buying your home, or should you continue to rent?
Basic Financial Calculator
This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods.
How is your credit? Use this calculator for a quick assessment!
Home Budget Analysis
Analyze your budget, see where your money goes and find out where you can improve!
This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Should my spouse work?
This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
Benefit of Spending Less
Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
Certificate of Deposit Calculator
Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
Use this calculator to help develop or fine tune your education savings plan.
Compare Savings Rates
Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!
Compound Savings Calculator
Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Find out when your savings plan may make you a millionaire!
Credit Union Certificate Calculator
Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance.
Credit Union Certificate Ladder Calculator
Use this calculator to examine the benefits of investing in a series of Certificates with different maturities, also called a Certificate Ladder.
Don't Delay Your Savings!
Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
Emergency Savings Calculator
This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
What will it take to reach your savings goal? This financial calculator helps you find out.
Use this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up.